Effective Date: October 1, 2025

These Terms & Conditions (“Terms”) govern your use of https://jannaowens.com and services provided by Janna Owens LLC (“we,” “our,” “us”). By accessing our website or engaging our services, you agree to these Terms.

Services

Janna Owens LLC provides life coaching, facilitation, and personal development services. These services are not medical, psychological, or legal advice, and should not be treated as a substitute for licensed professional care.

Payment & Cancellations

• Payment is due at the time of booking unless otherwise arranged.
• All sessions are non-refundable. Sessions may be rescheduled with at least 24 hours’ notice.
• Missed appointments without notice may be forfeited.

Intellectual Property

All content on this website, including text, branding, logos, and materials, outside of HeartMath® trademarked material, is owned by Janna Owens LLC and may not be copied, reproduced, or distributed without written permission.

Limitation of Liability

You agree that Janna Owens LLC shall not be held liable for any damages, losses, or outcomes resulting from the use of our website or services. You are solely responsible for your decisions, actions, and results.

No Guarantee of Results

We make no guarantees about specific results or outcomes from coaching sessions, workshops, or resources. Personal growth and transformation vary for each individual.

Changes to Terms

We may update these Terms from time to time. Updates will be effective immediately upon posting to this website.

Governing Law

These Terms are governed by the laws of the State of Oregon, United States.

Contact

For questions about these Terms, contact:
Email: Janna Owens at Jannaowens@me.com